Card switching with foreign switching organizations service allows cardholders of service participating NAPAS members to make transactions (cash withdrawal, balance enquiry, funds transfer) on channels (ATM, Internet Banking, Mobile Banking, transaction counter) of foreign switching organizations and vice versa.

Foreign switching organizations connect to NAPAS

  • Member organizations of the Asian Payment Network (APN) including MEPS (Malaysia), KFTC (Republic of Korea), ITMX (Thailand).
  • The Union Card switching organization (Russian Federation).

Possible transactions include

  • Cash withdrawal, balance enquiry on ATM.
  • Cross border fund transfer on ATM, Internet Banking, Mobile Banking, and bank counters. Cross border fund transfer service has been successfully deployed with KFTC (Republic of Korea); service participating NAPAS members act as beneficiaries while banks of KFTC network act as issuers.


  • Expand the scope of service beyond the Vietnamese territory.
  • Enhance bank’s images and brands.
  • Opportunity to increase revenue/profit from the service.
  • Save cost of investment and resources for service deployment and operation.

List of participating banks


Công Ty Cổ Phần Thanh Toán Quốc Gia Việt Nam - Napas